Fear of cashpoints

https://uk.finance.yahoo.com/news/third-over-80s-avoid-cash-000100929.htmlhttps://uk.finance.yahoo.com/news/third-over-80s-avoid-cash-000100929.html

I forgot the PIN for my debit card owing to trying to hurry and because I’d not used it for 3 months,.I used my credit card.They charge interest from the day you make the withdrawal and it is about 4%.They tried to charge me £25 for cancelling a cheque I had lost within the house until I gave them a choice

1 Take your  £25 and I close my account
2.Cancel the charge

They chose 2